401k Contribution Limit 2025 Catch Up Date. Total 401(k) plan contributions by an employee and an employer cannot exceed $69,000 in 2025. For 2025, the limit is $22,500.
If you are 50 or older, you can defer paying income tax on $30,000 in your 401. For 2025, the maximum you can contribute from your paycheck to a 401 (k) is $23,000.